'How to create ACH Payments Using Stripe and Plaid?

I am trying to integrate ACH payments via stripe and plaid in there documentation there is no guide how to charge payments. i am stuck here

{
  "stripe_bank_account_token": "btok_xxxxxxxxxxxxxxxxxxxxxxxx",
  "request_id": "xxxxxxxxxxxxxxx"
}

Can anyone help me please how to charge after retrieving these values succefully?

I have tried as we do normal stripe charge also but no luck. i think that is wrong approach an i was getting this error

  {charge: undefined,
  decline_code: undefined,
  payment_intent: undefined,
  payment_method: undefined,
  payment_method_type: undefined,
  setup_intent: undefined,
  source: undefined
}

I am using sandbox mode now.

node.jsstripe-paymentspaymentplaid


Solution 1:[1]

BTW, is your bank token really btok_undefined or did you just put that in the example to obscure your token? If it's actually btok_undefined, it doesn't seem like you successfully got a bank account token and will need to resolve that problem first before making a charge.

I found the following in the Stripe docs. Does this help? Note that if Plaid is in Sandbox, Stripe will need to be in test mode.

To create a charge on a verified bank account, use the stored Customer object the same way you would when using a card.


    curl https://api.stripe.com/v1/charges \
      -u sk_test_4eC39HqLyjWDarjtT1zdp7dc: \
      -d amount=1500 \
      -d currency=usd \
      -d customer=cus_AFGbOSiITuJVDs

You can mimic successful ACH charges using the following bank routing and account numbers:

Routing number: 110000000

Account number: 000123456789

Sources

This article follows the attribution requirements of Stack Overflow and is licensed under CC BY-SA 3.0.

Source: Stack Overflow

Solution Source
Solution 1 Alex

Related Questions